Effective as of January 1, 2024

This Privacy Disclosure applies to the VEBA mobile application (the “App”), owned and operated by VEBA LLC (“VEBA” “we,” “us,” or “our”). We have created this Privacy Disclosure to tell you what information the App collects and who we will share that information with, if at all. Please see our Privacy Policy, located at for a full disclosure of how we collect and use the personal information you or your mobile device provides through or on the App. We encourage you to read the Privacy Policy, and to use the information it contains to help you make informed decisions.

 1. We only receive or collect information that identifies you personally if you choose to provide such personally identifiable information to us through the App or other means. In the course of operating the App, however, we will collect (and/or receive) information about:

• Your contacts (such as names, phone numbers, email and text addresses, and social media connections);

• The websites you’ve visited through your mobile browser;

• The phone calls or texts you’ve made or received on your mobile device;

• Your bank and credit card information, as well as any financial information related to transactions conducted on your mobile device;

• Your health and wellness, including claims and measurements gathered or received on your mobile device;

• Your location (both past and current);

• Your fingerprints, signatures, voice, facial recognition, or any other biometrics collected or received by your mobile device; and 

• Your files, including images, videos, calendar files, notes and other text.

 2. Once we have collected the information described above, we may share some or all of it with third parties for various reasons. For example, sharing your information in this way might help us improve our application or services to you, or might allow you to receive additional offers, promotions or services that you might find interesting. Specifically, we may share your information with:

• Your mobile carrier;

• Ad networks who display advertisements through our applications;

• Companies that share, license, rent or sell information to other companies who want to send you offers or information about other services;

• Companies that analyze your data for various purposes;

• Government entities;

• Companies that provide the software, app stores, or other tools for your mobile device;

• Other mobile applications (including those you do not currently have); and

• Social media networks

3. If you have any questions or suggestions regarding this notice or our Privacy Policy, please e-mail us at